The terms that apply when using this site and anything offered through it. Updated August 2026.
Opening this site and using anything on it means these terms apply. They form an agreement between the visitor and GreasyNest covering every page, form and account offered here.
If any part of these terms is unacceptable, the right course is to stop using the site.
The site is offered for personal, lawful use while looking into home insurance cover. The following are not permitted.
An account is tied to the email address it was created with, and the password protecting it stays the account holder's responsibility. Activity that happens under a set of credentials is treated as authorized by their owner.
Access may be suspended where an account is used in breach of these terms, or where activity puts the service or other visitors at risk. Notice will be given where it is practical to do so.
Quotes and coverage figures presented here are illustrations based on the details supplied. They are not offers of insurance and they do not bind any carrier.
A policy only exists once an insurer accepts an application and issues it. Until that point, limits, deductibles and prices shown on this site may change.
Everything published here is general information about how home insurance works. It does not take account of any particular household, property or financial situation, and it is not a substitute for advice from a licensed insurance professional.
Decisions about cover should be checked against the actual policy documents issued by an insurer, since the wording in those documents governs what is and is not covered.
The text, layout, graphics, code and arrangement of this site belong to GreasyNest or to the parties that licensed them. Nothing here transfers ownership to a visitor.
Pages may be read, printed and shared for personal use with attribution intact. Any other reproduction needs written permission first.
Some pages link to carriers, regulators or reference material published elsewhere. Those sites operate under their own terms and privacy practices.
A link is not an endorsement, and no responsibility is taken for content, accuracy or availability on a site that is not controlled from here.
Submitting a form or creating an account counts as agreeing to receive communications electronically. Emails and messages sent this way satisfy any requirement that a communication be in writing.
Marketing messages can be stopped at any time. Service messages tied to an active request may continue while that request remains open.
The site is provided as it stands, without warranty of any kind, express or implied. No promise is made that pages will be free of error, that access will be uninterrupted, or that every figure shown will match what a carrier ultimately offers.
Reliance on anything published here is a decision made by the visitor.
To the fullest extent the law allows, GreasyNest is not liable for indirect, incidental or consequential loss arising from use of this site, including lost opportunity, lost data or a gap between an illustration and a final policy.
Where liability cannot be excluded, it is limited to the amount paid for the service in question, if any.
Any dispute arising out of these terms or the use of this site is to be resolved by binding individual arbitration rather than in court, except that either party may bring a qualifying claim in small claims court.
Arbitration proceeds on an individual basis. Class actions, collective actions and representative proceedings are waived by both sides to the extent the law permits.
These terms may be updated as the site develops or as legal requirements change. The revision month shown in the page heading indicates when they were last updated.
Continued use after a revision is published means the current version applies.
Questions about these terms can be sent using the details below.